Winter dark, five o'clock in the morning by the little gold carriage clock on the bedroom mantelpiece. The clock, an English one ('Better than a French one', her mother had instructed), had been one of her parents' wedding presents. When the creditors came to call after the society portraitist's death his widow hid the clock beneath her skirts, bemoaning the passing of the crinoline. Lottie appeared to chime on the quarter, disconcerting the creditors. Luckily they were not in the room when she struck the hour.