"You've never been a whiner, Margo." "I could give lessons.It's time for me to grow up, take responsibility,be sensible." "Talk to life insurance salesman," Josh said dryly. "Apply for a library card.Clip coupons." She looked down her nose. "Spoken like a man born with not only a silver spoon but the whole place setting stuck in his arrogant little mouth." "I happen to have several library cards," he muttered. "Somewhere." "Do you mind?"