36.80. So all I have to do is wait and acquire each stamp as it becomes available, right? Well, yes, at least in theory. But what happens, more often than not, is that a stamp I need is grouped in a single lot with one or more other stamps that I don't need. I need French India #39, cataloging 90C/, and it might well be offered in tandem with #38 ($2.40) or #40 ($1.40). Or both of them. Or the lot on offer might consist of #74 ($1.10), #75 ($3.50), and #76 ($7.00). Say the dealer priced the group of three at $7.50, approximately two-thirds of Scott value. Reasonable enough, but how good a deal is it for me, if I only need #76? Do I wait another five years in the hope that the stamp will come my way with no baggage attached? Or do I buy the three stamps and toss two of them in the box?