$90,000, she's worth more than twenty times that amount. And she is in control of her household's domestic spending. Robert and Judy, on the other hand, are frightened. And they should be. This couple earns $200,000 annually, or more than twice what Mrs. Rule earns. Yet, like so many of today's high-income-producing couples, Robert and Judy have only a fraction of Mrs. Rule's wealth. They feel that consumption controls them, not the other way around. Even Mrs. Rule might find it daunting to have to account for $200,000