"individual responsibility matters, but none of us is really self-made. We are also the product of many factors beyond our control. These include genetic inheritance, affecting both health and intelligence; the family into which we're born and our upbringing; the quality of education we receive; and a whole host of "accidents" along life's way--good breaks and bad breaks. To think we are primarily the product of our own individual effort is to ignore the web of relationships and circumstances that shape our lives."