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ec23da7 The development of entitlement since the 1970s coincides exactly with a steady rise in personal debt. If you are entitled to a certain lifestyle then borrowing the money to fund it is simply claiming what is rightfully yours - and there is no obligation to pay it back. So the lender attempting to recover money is an ugly bully harassing an innocent victim. Attitudes to debt are a great example of how cultural conditioning can change: not so.. Michael Foley