"If you have debts, you are poor; if you have assets, you are fortunate; if you have money, you are privileged; if you have peace, you are rich; and if you have contentment, you are wealthy. If you have greed, you are poor; if you have faith, you are fortunate; if you have joy, you are privileged; if you have charity, you are rich; and if you have love, you are wealthy. If you have ignorance, you are poor; if you have education, you are fortunate; if you have understanding, you are privileged; if you have knowledge, you are rich; and if you have wisdom, you are wealthy. If you have no one, you are poor; if you have an acquaintance, you are fortunate; if you have a friend, you are privileged;