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fc10b6b for nearly a decade, the World Bank has been reiterating its finding that "crime and violence have emerged in recent years as major obstacles to the realization of development objectives."8 The Bank has stated flatly, "In many developing countries, high levels of crime and violence not only undermine people's safety on an everyday level, they also undermine broader development efforts to improve governance and reduce poverty."9 Multiple stu.. Gary A. Haugen