1
2
3
5
8
12
20
33
52
83
133
213
340
543
867
1384
2208
3346
3522
4770
4771
4772
4773
4774
5443
5619
6757
7581
8098
8422
8625
8752
8832
8882
8913
8932
8945
8953
8957
8960
8962
8963
8964
8965
▲
▼
| Link | Quote | Stars | Tags | Author |
| e10e654 | Wealth is not the same as income. If you make a good income each year and spend it all, you are not getting wealthier. You are just living high. | Thomas J. Stanley | ||
| aff08ee | 90,000, she's worth more than twenty times that amount. And she is in control of her household's domestic spending. Robert and Judy, on the other hand, are frightened. And they should be. This couple earns $200,000 annually, or more than twice what Mrs. Rule earns. Yet, like so many of today's high-income-producing couples, Robert and Judy have only a fraction of Mrs. Rule's wealth. They feel that consumption controls them, not the other wa.. | Thomas J. Stanley | ||
| 8f6ec95 | Mr. Friend never really enjoys his life. He owns a lot of upscale things, yet he works so hard and for so many hours during a typical day that he has no time to enjoy them. He has no time for his family, either. He leaves his house each day before dawn and rarely returns home in time for dinner. Would you like to be Mr. Friend? His lifestyle is appealing to many people. But if these people really understood Mr. Friend's inner workings, they.. | Thomas J. Stanley | ||
| 3760d1d | Unfortunately, most Americans think that they are emulating the rich by immediately consuming any upward swing in their cash flow. | Thomas J. Stanley | ||
| 2b52c68 | millionaire has told me that true diversity has much to do with controlling one's investments; no one can control the stock market. But you can, for example, control your own business, private investments, and money you lend to private parties. Not at any time during the past thirty years have I found that the typical millionaire had more than 30 percent of his wealth invested in publicly traded stocks. More often it is in the low-to-mid-20.. | Thomas J. Stanley | ||
| 8a206bc | Wealth is not the same as income. | Thomas J. Stanley | ||
| 1ce2858 | Once you're in a high-income bracket, say $100,000 or $200,000 or more, it matters less how much more you make than what you do with what you already have. | Thomas J. Stanley | ||
| 97559fe | After twenty years of studying millionaires across a wide spectrum of industries, we have concluded that the character of the business owner is more important in predicting his level of wealth than the classification of his business. But | Thomas J. Stanley | ||
| d59eac7 | Luck and risk taking go hand in hand. | Thomas J. Stanley | ||
| be69ed2 | Most of us want to be wealthy, but most of us do not spend the time, energy, and money required to enhance our chances of realizing this goal. | Thomas J. Stanley | ||
| 8315002 | THEIR ADULT CHILDREN ARE ECONOMICALLY SELF-SUFFICIENT. | Thomas J. Stanley | ||
| bb3867c | They became millionaires by budgeting and controlling expenses, and they maintain their affluent status the same way. Sometimes | Thomas J. Stanley | ||
| daf264e | QUESTION 2: DO YOU KNOW HOW MUCH YOUR FAMILY SPENDS EACH YEAR FOR FOOD, CLOTHING, AND SHELTER? Almost two-thirds of the millionaires surveyed (62.4 percent) answered "yes" to this question." -- | Thomas J. Stanley | ||
| 02f12fd | What is to be learned from this case scenario? Choose a financial advisor who is endorsed by an enlightened accountant and/or his clients with investment portfolios that in the long run outpace the market. If you don't have an accountant, hire one. Another | Thomas J. Stanley | ||
| 81ab04e | The median (typical) household in America has a net worth of less than $15,000, excluding home equity. Factor out equity in motor vehicles, furniture, and such, and guess what? More often than not the household has zero financial assets, such as stocks and bonds. How long could the average American household survive economically without a monthly check from an employer? Perhaps a month or two in most cases. Even those in the top quintile ar.. | Thomas J. Stanley | ||
| ed18781 | During the year we interviewed him, Dr. South spent more than $70,000 for his most recent motor vehicle purchase, related sales tax, and insurance. Yet for the same period, how much did he place in his pension plan? About $5,700! In other words, only about $1 in every $125 of his income was set aside for retirement. The amount of time Dr. South took to find the best deal on his car was also counterproductive. We estimated that it took him m.. | Thomas J. Stanley | ||
| 42eae56 | America is still the land of opportunity. Over the past thirty years I have consistently found that 80 to 85 percent of millionaires are self-made. | Thomas J. Stanley | ||
| 996bca5 | Nearly all (95 percent) of the millionaires we surveyed own stocks; most have 20 percent or more of their wealth in publicly traded stocks. | Thomas J. Stanley | ||
| 7ba5db8 | Nearly all (95 percent) of the millionaires we surveyed own stocks; most have 20 percent or more of their wealth in publicly traded stocks. Yet you would be wrong to assume that these millionaires actively trade their stocks. Most don't follow the ups and downs of the market day by day. Most don't call their stock brokers each morning to ask how the London market did. Most don't trade stocks in response to daily headlines in the financial m.. | Thomas J. Stanley | ||
| e12fc13 | Forbes lists several top-performing small businesses that have had great endurance for the past ten years. Some of the industries represented include wallboard manufacturing, building material manufacturing, electronics stores, prefab housing, and automobile parts. No, these industries don't sound very exciting. But typically it's these mundane categories of businesses that produce wealth for their owners. Often dull-normal industries don't.. | Thomas J. Stanley | ||
| 3b9d0a5 | Interestingly, self-employed people make up less than 20 percent of the workers in America but account for two-thirds of the millionaires. | Thomas J. Stanley | ||
| a08ac92 | What are the implications of our findings? It's easier to accumulate wealth if you don't live in a high-status neighborhood. | Thomas J. Stanley | ||
| a6cc8b5 | What you probably don't know is that your neighbor in the $300,000 house next to yours bought his house only after he became wealthy. You bought yours in anticipation of becoming wealthy. That day may never come. Each | Thomas J. Stanley | ||
| a9a3172 | Multiply your age times your realized pretax annual household income from all sources except inheritances. Divide by ten. This, less any inherited wealth, is what your net worth should be. For | Thomas J. Stanley | ||
| 76864a9 | Why aren't you as wealthy as you should be? It may be because of the way you operate your household. Would a business, especially a very productive one, ever hire a key employee without doing a serious background check and an in-depth interview? No! Yet most people, even those with high incomes, hire financial advisors after obtaining little or no background information about these "employment candidates." Some" | Thomas J. Stanley | ||
| f1f1573 | I have always been goal-oriented. I have a clearly defined set of daily goals, weekly goals, monthly goals, annual goals, and lifetime goals. I even have goals to go to the bathroom. I always tell our young executives that they must have goals. | Thomas J. Stanley | ||
| 1fd00c6 | To many successful, achievement-oriented children of the affluent, accumulating money is not the superordinate goal. Instead, they want to be well educated, to be respected by their peers, and to occupy a high-status position. For | Thomas J. Stanley | ||
| 53458c6 | The advertising industry and Hollywood have done a wonderful job conditioning us to believe that wealth and hyperconsumption go hand in hand. | Thomas J. Stanley | ||
| 4c0af16 | It is easier to purchase products that denote superiority than to actually be superior in economic achievement. | Thomas J. Stanley | ||
| 7b9a27f | Most people who become millionaires have confidence in their own abilities. They do not spend time worrying about whether or not their parents were wealthy. They do not believe that one must be born wealthy. | Thomas J. Stanley | ||
| 0ee667f | Mr. Denzi can teach us all something about accumulating wealth. Begin earning and investing early in your adult life. That will enable you to outpace the wealth accumulation levels of even the so-called gifted kids from your high school class. Remember, wealth is blind. | Thomas J. Stanley | ||
| e9faa24 | Courage can be developed. But it cannot be nurtured in an environment that eliminates all risks, all difficulty, all dangers. | Thomas J. Stanley | ||
| 16380e6 | Victor wants his children to have a better life. He encourages them to spend many years in college. Victor wants his children to become physicians, lawyers, accountants, executives, and so on. But in so encouraging them, Victor essentially discourages his children from becoming entrepreneurs. | Thomas J. Stanley | ||
| a06b19c | Gula and Cali lie on their sides, their tiny adder-mouths showing the pink of their palates, their bodies throbbing with lustful and obscene dreams. The sky releases its burden of sun and color. Eyes closed, Catherine takes the long fall that carries her deep into herself, down where some animal stirs gently, breathing like a god. | nature | Albert Camus | |
| 609c101 | As they left, the girls were choking with laughter, but once they reached Mersault's house and the cool shade of the rooms, which emphasized the dazzling whiteness of the sun-drenched garden walls, they discovered a silent harmony that Catherine expressed by the desire to take a sunbath on the terrace. | Albert Camus | ||
| 95fe76e | When executives ask for an "estimate," they're often asking for a commitment or for a plan to meet a target." -- | Steve McConnell | ||
| f67a8a2 | usually more time is spent in making good-looking presentation slides than in improving the quality of the software. | Steve McConnell | ||
| e7c1e7a | Try to create modules that depend little on other modules. Make them detached, as business associates are, rather than attached, as Siamese twins are. | Steve McConnell | ||
| d159208 | Good code is its own best documentation. As you're about to add a comment, ask yourself, 'How can I improve the code so that this comment isn't needed?' Improve the code and then document it to make it even clearer. | Steve McConnell | ||
| 4113c3e | Copy and paste is a design error | Steve McConnell | ||
| 6e28ee2 | Building software implies various stages of planning, preparation and execution that vary in kind and degree depending on what's being built. [...] Building a four-foot tower requires a steady hand, a level surface, and 10 undamaged beer cans. Building a tower 100 times that size doesn't merely require 100 times as many beer cans. | software | Steve McConnell | |
| a041e76 | few people can understand more than three levels of nested ifs | Steve McConnell | ||
| a70f76d | complicated code is a sign that you don't understand your program well enough to make it simple. | Steve McConnell | ||
| 932b06b | As Thomas Hobbes observed in the 17th century, life under mob rule is solitary, poor, nasty, brutish and short. Life on a poorly run software project is solitary, poor, nasty, brutish, and hardly ever short enough. | Steve McConnell |